Tuesday, February 15, 2011

Apple Plans Cheaper iPhones

Frictiion Between Content Owners, Apple, Again

Apple Gears Up Challenge to Kindle

Are Mobile Payments Services Covered by Durbin Amendment to Dodd-Frank?

According to the Federal Register, the official publication for federal government rules, regulations and laws (Vol. 75 of the Federal Register, p. 81729, Dec. 28, 2010, the Durbin amendment to the Dodd-Frank banking bill appears to cover mobile payment devices with the same rules that apply to debit cards.

[P]roposed comment 2(f)–1 clarifies that the requirements of this part generally apply to any card, or other payment code or device, even if it is not issued in card form. That is, the rule applies even if a physical card is not issued or if the device is issued with a form factor other than a standard-sized card. For example, an account number or code that could be used to access underlying funds in an account would be considered a debit card under the rule . . . . Similarly, the term ‘‘debit card’’ would include a device with a chip or other embedded mechanism that links the device to funds held in an account, such as a mobile phone or sticker containing a contactless chip that enables the cardholder to debit an account.

If so, that would mean all the big numbers you see for mobile payments activity will boil down to about 12 cents per transaction for a mobile payment service. That's a clear dose of reality suggesting why other value likely will have to be found to make mobile payments a workable business proposition.

Dealing with Mobile Data

U.S. Broadband Speeds Grew 34% in 2010

The speed of residential broadband connections in the United States increased by 34 percent during 2010, according to In-Stat.

The average download speed for the broadband subscribers in the survey was 9.54 Mbps, up from 7.12 Mbps just twelve months earlier. In comparison to the rapidly rising amounts of bandwidth available to broadband subscribers, between end of year 2009 and end of year 2010, the average price for broadband service increased by just four percent.

Some 38 percent of the survey respondents also had a mobile wireless broadband connection.

The average downstream speed across all access technologies increased by 71 percent over the course of the past two years.

GetJar Gets Investment Round

The Roots of our Discontent

Political disagreements these days seem particularly intractable for all sorts of reasons, but among them are radically conflicting ideas ab...