Dwolla is partnering with mobile banking and payments service provider mFoundry to provide peer to peer mobile money transfers and payments to mFoundry's 800 banks and credit unions using the mFoundry cloud banking platform known as Fin.X.
The Starbucks Card Mobile is powered by mFoundry. The new agreement means Bank of America, PNC Bank, Zions Bank and more than a third of the top 50 U.S. institutions could provide P2P money transfer, if they choose to do so.
Wednesday, October 10, 2012
Dwolla Partners With mFoundry for Peer to Peer Mobile Payments
Gary Kim has been a digital infra analyst and journalist for more than 30 years, covering the business impact of technology, pre- and post-internet. He sees a similar evolution coming with AI. General-purpose technologies do not come along very often, but when they do, they change life, economies and industries.
EBay UK Soon Will Close 50% of Transactions on a Mobile
"Showrooming," the process where consumers check out merchandise, but wind up buying it online, is going to get worse, some might argue. One aspect of mobile commerce is that consumers increasingly will be able to look at merchandise, and then buy from an online suppliers, while they are inside retailer locations, immediately, says eBay CEO John Donahoe.
That explains why eBay is interested in mobile commerce. Donahoe says eBay UK closes about a quarter of its business will close on mobile, and that percentage rapidly is approaching 50 percent of transactions.
Donahoe shared that eBay has between 300-400 employees working on mobile solutions.
That explains why eBay is interested in mobile commerce. Donahoe says eBay UK closes about a quarter of its business will close on mobile, and that percentage rapidly is approaching 50 percent of transactions.
Donahoe shared that eBay has between 300-400 employees working on mobile solutions.
Gary Kim has been a digital infra analyst and journalist for more than 30 years, covering the business impact of technology, pre- and post-internet. He sees a similar evolution coming with AI. General-purpose technologies do not come along very often, but when they do, they change life, economies and industries.
Canadian Government Will Use National Security Criteria When Picking Communications Infrastructure Suppliers
The Canadian government has said that it will be invoking a "national security exemption" as it hires firms to build a secure network, as the U.S. government might do. The move follows a U.S. Congress committee report concluding that Huawei and ZTE pose security risks .
The exemption allows the Canadian government to bar firms from competing for government infrastructure contracts if those companies, or in some cases their home countries, are considered security risks.
The exemption allows the Canadian government to bar firms from competing for government infrastructure contracts if those companies, or in some cases their home countries, are considered security risks.
Gary Kim has been a digital infra analyst and journalist for more than 30 years, covering the business impact of technology, pre- and post-internet. He sees a similar evolution coming with AI. General-purpose technologies do not come along very often, but when they do, they change life, economies and industries.
Tuesday, October 9, 2012
LTE Will Drive a Majority of Verizon Wireless Data Traffic "Soon"
Verizon Wireless said that more than a third of its data traffic is already travelling on its Long Term Evolution 4G network, and that within a few months, the majority of data traffic will be on that network.
It is taking only two years to reach that milestone, compared to the eight years it took 3G to account for the bulk of data traffic, Chief Technical Officer Nicola Palmer said. Verizon expects to have LTE running in 400 cities by the end of October 2012.
It is taking only two years to reach that milestone, compared to the eight years it took 3G to account for the bulk of data traffic, Chief Technical Officer Nicola Palmer said. Verizon expects to have LTE running in 400 cities by the end of October 2012.
Gary Kim has been a digital infra analyst and journalist for more than 30 years, covering the business impact of technology, pre- and post-internet. He sees a similar evolution coming with AI. General-purpose technologies do not come along very often, but when they do, they change life, economies and industries.
Australia Mobile Data Consumption: Growing, But Still Fairly Modest
The latest Internet Use, Australia report from the Australian Bureau of Statistics shows that although mobile data consumption is growing, usage still is not "high."
Apple iPhone and Android smart phone users consume a "trivially small amount of data." In fact, the study suggests that a typical user consumers a little over 135 megabytes a month, compared to the fixed broadband user’s 23 GBytes worth of average monthly appetite.
Even users of mobile “dongles” consume around 1.4 GB per month. But the study suggests "dongle" traffic growth is slowing.
On a per-user basis, fixed broadband consumption rose 18 percent in the latest survey; phone broadband consumption shot up 24 percent per user; while mobile broadband data card usage rose by just two percent.
Although there are nearly three people using a mobile handset for broadband access for every one fixed account, fixed users still account for more than 94 percent of the total
bandwidth consumed.
Apple iPhone and Android smart phone users consume a "trivially small amount of data." In fact, the study suggests that a typical user consumers a little over 135 megabytes a month, compared to the fixed broadband user’s 23 GBytes worth of average monthly appetite.
Even users of mobile “dongles” consume around 1.4 GB per month. But the study suggests "dongle" traffic growth is slowing.
On a per-user basis, fixed broadband consumption rose 18 percent in the latest survey; phone broadband consumption shot up 24 percent per user; while mobile broadband data card usage rose by just two percent.
Data: ABS. Graph: Richard Chirgwin, The Register
Although there are nearly three people using a mobile handset for broadband access for every one fixed account, fixed users still account for more than 94 percent of the total
bandwidth consumed.
Gary Kim has been a digital infra analyst and journalist for more than 30 years, covering the business impact of technology, pre- and post-internet. He sees a similar evolution coming with AI. General-purpose technologies do not come along very often, but when they do, they change life, economies and industries.
iPhone Usage Among U.S. Teens Hits 40%
Piper Jaffray analyst Gene Munster says iPhone and iPad usage continues to surge among the U.S. teenager segment of the market. The survey of over 7,700 teenagers shows that 40 percent of respondents currently use an iPhone, up from 34 percent in the last survey conducted just six months ago.
Also, some 62 percent of survey respondents stating that they plan to obtain an iPhone as their next phone.
Also, some 62 percent of survey respondents stating that they plan to obtain an iPhone as their next phone.
Gary Kim has been a digital infra analyst and journalist for more than 30 years, covering the business impact of technology, pre- and post-internet. He sees a similar evolution coming with AI. General-purpose technologies do not come along very often, but when they do, they change life, economies and industries.
Ultimately, Service Providers Will Embrace Over the Top
Though many challenges obviously remain, many executives in the communications, device and over the top application industries think access providers, device manufacturers and independent application providers will find ways to work together.
Some 64 percent of respondents surveyed by Coleman Parks on behalf of Amdocs said they believed OTT apps would bring valuable innovation to the industry. Some 62 percent said that partnering was a strategy to counter or eliminate the OTT threat.
Some 42 percent of device or service provider executives said they could offer any service
an OTT player could, better.
Research firm Coleman Parks conducted 100 telephone interviews of 50 global service providers, 35 OTT and Internet Players and 15 device manufacturers
as part of the study.
Of course, the issue is that device suppliers, service providers and application providers all say they must own the customer experience, if not the customer relationship. That will be a complicated problem to resolve.
But some 58 percent of service providers believe the communications market will rationalize in the future, and that only players that partner will win.
Fully 73 percent of device manufacturers think their long-term survival depends on partnerships and 60 percent of device manufacturers also say that OTT players must partner or die.
Some 64 percent of respondents surveyed by Coleman Parks on behalf of Amdocs said they believed OTT apps would bring valuable innovation to the industry. Some 62 percent said that partnering was a strategy to counter or eliminate the OTT threat.
Some 42 percent of device or service provider executives said they could offer any service
an OTT player could, better.
Research firm Coleman Parks conducted 100 telephone interviews of 50 global service providers, 35 OTT and Internet Players and 15 device manufacturers
as part of the study.
Of course, the issue is that device suppliers, service providers and application providers all say they must own the customer experience, if not the customer relationship. That will be a complicated problem to resolve.
But some 58 percent of service providers believe the communications market will rationalize in the future, and that only players that partner will win.
Fully 73 percent of device manufacturers think their long-term survival depends on partnerships and 60 percent of device manufacturers also say that OTT players must partner or die.
Gary Kim has been a digital infra analyst and journalist for more than 30 years, covering the business impact of technology, pre- and post-internet. He sees a similar evolution coming with AI. General-purpose technologies do not come along very often, but when they do, they change life, economies and industries.
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