About 30 percent of Dutch consumers pay their bills by using "acceptgiros," standard yellow payment forms that merchants sent to them together with their bills. These forms are prefilled with all relevant information that is required to make the payment. The customer can pay the bill by simply signing the acceptgiro and dropping it into the letterbox of his bank, or by paying it directly using online banking.
Dutch Rabobank has added a new functionality to its iPhone mobile banking app which it calls "acceptgiroscan." Users of the app can pay bills by simply taking a picture of the acceptgiro with the phone’s built-in camera.
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