Even if rates of consumer embrace of many new gadgets is stunningly fast, adoption of any important new technology often takes far longer than many would forecast. That is likely to true for Internet of Things and mobile payments as well.
Generally, adoption “crosses the chasm” and becomes a mass market reality sometime after about 10 percent of people start using any new innovation. But how long it takes to reach that take-off stage is the issue. It can take decades. Some might point out that Internet of Things already has been growing for 16 years.
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