In order to send money to someone using their phone number, all a user has to do is log in, click the “Send Money” button and then type the phone number of the person to whom you want to send money in the “Send to” box.
Since Dwolla IDs have the same number of digits as a phone number in the U.S., there might be some concern that you are sending a payment to the wrong person. If Dwolla determines that you have entered a number that is potentially conflicting, it will prompt you to confirm whether you want to send the payment to a phone number or a Dwolla ID.
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